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12822 S Westgate Drive, Palos Heights, IL 60463.
Lovely 3 Bedroom Ranch Brick Home on a Corner lot , located in Popular Westgate Valley Subdivision.This home boasts gleaming hardwood floors in Formal Living and Dining Room and down the hall. A Fireplace Showcases the Front Room. Large Windows in Front and Back letting in lots of Natural Sunlight with Cellular Shades. Eat in Kitchen has Ceramic Tile Floors, Abundandt Rich Oak Cabinets and Stainless Appliances ( Stove new in 2026 ) There is a half bath off the back of the kitchen. On the other side of the Dining Room is a door leading to a Carpeted 3 Seasons Room that the sellers just love to use. 3 Nice Size carpeted Bedrooms with Good Closet Space. Full Bath with Ceramic Tile and Separate Shower AND Tub. Very Large Full Basement is under the entire home with the Washer and Dryer and Laundry Tub, there is a Radon Mitigation System. and newer electrical panel and glass block windows... Abundant Perennials and beautiful landscapting adorn the yard . This home has been lovingly taken care of - but we are selling -AS-IS -as sellers are moving to Retirement Home .... See list of updates in Additional Comments .
MLS ID: 12691643
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12822 S Westgate Drive, Palos Heights, IL 60463.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $380,000 | $380,000 | $380,000 |
| Down Payment | $76,000 | $13,300 | $95,000 |
| Monthly Mortgage Amount | $1,897 | $2,297 | $2,367 |
| Taxes | $529 | $529 | $529 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $167 | $0 |
| Monthly Estimated Total | $2,537 | $3,104 | $3,007 |
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