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1360 Ridge Road, South Elgin, IL 60177.
Located in the Heartland Meadows subdivision, this 2-story home offers a fantastic opportunity to build equity in a great neighborhood. Situated on a quiet corner lot with sidewalks throughout the community, the home is conveniently located directly across from the elementary school, making it easy to enjoy all the neighborhood has to offer. The home features 3 bedrooms, all located on the second level, along with a full bathroom upstairs and a convenient half bathroom on the main level. The finished basement provides additional living space and can easily serve as a family room, play area, home office, or potential fourth bedroom. Recent updates include a new refrigerator (2025), hot water heater 2024), washer and dryer (2025), roof (2022), and furnace with whole-house humidifier (2021). Outside, you'll find a large fenced backyard with a newer fence (2021), a spacious playset that stays with the home, and plenty of room for outdoor activities. A 2-car attached garage and main-level laundry add to the home's functionality. This home offers solid space, important mechanical updates, and endless potential for the next owner to make it their own. Property is being sold as-is. Ring camera and Blink camera are not included in the sale.
MLS ID: 12713440
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1360 Ridge Road, South Elgin, IL 60177.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $325,000 | $325,000 | $325,000 |
| Down Payment | $65,000 | $11,375 | $81,250 |
| Monthly Mortgage Amount | $1,622 | $1,965 | $2,024 |
| Taxes | $452 | $452 | $452 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $143 | $0 |
| Monthly Estimated Total | $2,174 | $2,660 | $2,576 |
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