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3215 Vista Terrace, McHenry, IL 60050.
This one is Traditional in the front and a PARTY in the back! Expanded Raised Ranch Located in the popular McHenry Shores neighborhood close to the river, Moraine Hills State Park and McHenry Dam. This classic floorplan includes a cozy front living room and 3 secondary bedrooms that share a hall bath (updated with Kohler Luxestone in 2026). The custom kitchen has plenty of space, newer appliances, large pantry with pull out drawers and includes a mobile island/work station. The lower level includes a full bath (updated with Luxestone in 2026), laundry room and office space that could be used as a 5th bedroom. The Large addition adds a Primary suite, full bath and 2 walk in closets. The primary suite walks out to the wrap around deck perfect for morning coffee under the pergola and also great for entertaining. The addition adds a large family room with wood burning fireplace that walks out to 1 of 2 patios. The garage floor and front walk were updated in 2026 with a custom concrete surface. The manicured and fully fenced yard is full of perennials, mature trees and a 2nd patio with fire pit. Many windows, the roof, HVAC and appliances have been replaced since 2019.
MLS ID: 12700649
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3215 Vista Terrace, McHenry, IL 60050.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,000 | $399,000 | $399,000 |
| Down Payment | $79,800 | $13,965 | $99,750 |
| Monthly Mortgage Amount | $1,991 | $2,412 | $2,485 |
| Taxes | $555 | $555 | $555 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,662 | $3,259 | $3,156 |
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