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406 Bent Street , Elgin, IL 60120.
Welcome to this vintage Elgin home packed with historic charm, where an inviting covered front porch greets you before stepping inside to a functional main floor featuring a formal living room, separate family room, a large eat-in kitchen, a convenient main floor bedroom, and a full bath. Upstairs, you will find three additional bedrooms, a half bath, and abundant closet space, while the property is rounded out by a full unfinished basement for plenty of storage, a detached 2-car garage, and a fenced yard for outdoor enjoyment-all situated in a location whose primary appeal is its balance of historic neighborhood character and urban convenience, offering easy access to parks, river trails, public transit, and downtown dining without needing to rely on a car for every errand. Please note that the home is currently tenant-occupied, and 24 hours' notice is required for all showings.
MLS ID: 12710682
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406 Bent Street , Elgin, IL 60120.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $200,000 | $200,000 | $200,000 |
| Down Payment | $40,000 | $7,000 | $50,000 |
| Monthly Mortgage Amount | $998 | $1,209 | $1,246 |
| Taxes | $278 | $278 | $278 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $88 | $0 |
| Monthly Estimated Total | $1,376 | $1,675 | $1,624 |
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