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409 Hubbard Avenue Elgin, IL 60123 Residential - Single Family New

New - 15 Hours Ago
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Description

Beautifully maintained and full of character, this spacious 4-bedroom home near Wing Park offers the perfect blend of charm, functionality, and entertaining space. The inviting main level features hardwood flooring, a large living room, formal dining area, and an oversized eat-in kitchen designed for gathering, complete with a massive island, abundant cabinetry, breakfast bar seating, built-in sink with glass washer, and plenty of prep space. Convenient first-floor primary bedroom and full bath provide flexible living options. Upstairs offers three additional bedrooms ideal for family, guests, home office, or hobby space. The finished basement expands the living area with a warm and rustic feel featuring custom built-ins, shelving, bench seating, a stunning wood bar, wood-burning stove, and half bath-perfect for entertaining year-round. Detached 2-car garage, concrete driveway, and private backyard complete the package. Ideally located close to parks, schools, shopping, dining, and downtown Elgin amenities. A truly unique home with space, charm, and versatility throughout! Recent updates include: HVAC 2026, New Toilets 2025, Washer and Dryer 2025, water filtration in kitchen 2025. Roof is estimate 10-15 years old.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,739
Garage Size: 2
Built in 1959
Elementary School: Illinois Park Elementary School
High School: Larkin High School
Middle School: Kimball Middle School
Brick Exterior
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 1,739
County: Kane
High School: Larkin High School
Listed By:
Premier Living Properties 630-377-1646
MRED MLS

Room Information

Foyer: 6X4
Bedroom 2: 13X10
Bedroom 3: 13X10
Bedroom 4: 15X10
Dining Room: 16X10
Family Room: 34X16
Kitchen: 20X11
Living Room: 16X16
Primary Bedroom: 13X13
$399,900
Est. $2,670/mo
4beds
3baths
1,739sqft
2cars
New to the Market New
BEDS4 BATHS2 full 1 partial SQUARE FEET1,739 MLS#12651529
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 46

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409 Hubbard Avenue , Elgin, IL 60123.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $399,900$399,900$399,900
Down Payment $79,980$13,997$99,975
Monthly Mortgage Amount $1,996$2,418$2,491
Taxes $557$557$557
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$176$0
Monthly Estimated Total $2,670$3,268$3,165

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