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649 N Spring Street Elgin, IL 60120 Residential - Single Family New

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Description

Beautifully maintained and thoughtfully updated, this charming brick home offers 3 bedrooms, 2 baths, and approximately 2,544 total finished square feet, including the finished portion of the basement. Hardwood floors, arched openings, custom built ins, and a stone gas fireplace showcase its classic craftsmanship. The main level includes two bedrooms, including a primary with dual closets, a full bath, and a bright kitchen with abundant cabinetry and pantry storage. The heated four season room features a wood plank ceiling and plenty of natural light, with a rear sliding door opening to a covered brick paver patio. A separate fenced green space provides room for gardening, recreation, or pets. Upstairs, a generous loft/flex area leads to the third bedroom and offers attic storage on both sides. The partially finished basement adds a recreation room, bar area, full bathroom, and ample unfinished storage. Recent improvements include a new roof, gutters, and downspouts in 2024, upgraded PEX plumbing, a newer water heater, and a new A/C condenser and motor. The heated and insulated garage adds year round convenience. Located near schools, outdoor recreation, and everyday amenities, this inviting home offers lasting character and flexible spaces ready to be enjoyed.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,957
Garage Size: 2
Attached Garage
Heated Garage
Built in 1955
School District: District 46
Brick Exterior
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,957
County: Kane
Listed By:
eXp Realty 888-574-9405
MRED MLS

Room Information

Bedroom 2: 11X9
Bedroom 3: 15X13
Dining Room: 9X10
Kitchen: 10X13
Living Room: 27X15
Primary Bedroom: 15X12
$359,900
Est. $2,402/mo
3beds
2baths
1,957sqft
2cars
New to the Market New
BEDS3 BATHS2 full SQUARE FEET1,957 MLS#12706768
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 46

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649 N Spring Street, Elgin, IL 60120.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $359,900$359,900$359,900
Down Payment $71,980$12,597$89,975
Monthly Mortgage Amount $1,796$2,176$2,241
Taxes $501$501$501
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$158$0
Monthly Estimated Total $2,402$2,940$2,847

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